Apply in 5 minutes: The loan application form is easy to fill out and only takes a few minutes. Just 5 minutes, and your application is complete!

99% of People With Bad Credit Scores Accepted: Even if your credit score is bad, you are almost guaranteed to be accepted because the vast majority of applicants are. Contrary to financial institutions who refuse applications of people with less than perfect credit scores, we make an effort to do the most to accept your application, even if you have a bad credit score.

No Hidden Fees: With us, there are no surprises! Everything is clear and transparent. All of the fees that we could eventually have you pay are mentioned in the contract. We are thinking here of late fees.

Possible Payment Plans for a $4000 Loan

Personal $4000 loan over the course of 1 year or 12 months
12 monthly payments of $354.16 for a total of $4250

Personal $4000 loan over the course of 2 years or 24 months
24 monthly payments of $192.91 for a total of $4630

Personal $4000 loan over the course of 3 years or 36 months
36 monthly payments of $142.22 for a total of $5120

Personal $4000 loan over the course of 4 years or 48 months
84 monthly payments of $142.22 for a total of $5120

Personal $4000 loans over the course of 5 years or 60 months
60 monthly payments of $90.83 for a total of $5450

Personal $4000 loan over the course of 7 years or 84 months
84 monthly payments of $71.42 for a total of $6000

Personal $4000 loan over the course of 10 years or 120 months
120 monthly payments of $54.16 for a total of $6500

Proposal to the Consumer

  • Consumer Proposal and Mortgage Renewal
  • Consumer Proposal and Mortgage
  • Car Loan Consumer Proposal
  • Credit Card Consumer Proposal
  • Consumer Proposal Example
  • Credit Score Consumer Proposal
  • Canceled Consumer Proposal
  • Consumer Proposal Forum
  • Consumer Proposal and Taxes

Consumer proposals should always be considered before deciding to go bankrupt. Consumer proposals are an efficient way to manage a serious financial situation, your debt can be controlled and reduced with one monthly payment with a low interest rate.

Contrary to bankruptcy, you will still have to reimburse parts of your debt. The goal of the consumer proposal is to work with your brokers in order to reduce your debt in a way that you can reimburse them in an ideal amount of time and be debt-free. Consumer proposals are one of the most efficient ways to regain control of your finances: you will learn how to better manager your money and will finally be able to live a debt-free life.

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15 Replies to “Personal loans $ 4000 over 5 years with fast approval”

  1. Hello I need a loan for working capital at my company. The amount depends on the maximum amount that you can lend me. I can also give contract guarantees.
    Thank you very much!

    1. With guarantees we can lend you up to $50 000 to be repaid over a period of 20 years, but in order to verify your file, you will have to send us the information.

      Please fill out the online loan application.

      Thank you

  2. I wish to buy a car for my son because he had to move to Boston for his studies. I completed the application for a $4500 loan, but I want to make sure that I was clear : the car is not for me but for my son. Thanks.

    1. Hello Pete. No matter that the car is for you or for your son, this doen’s influence our decision. So, I’m pleased to inform you that your loan is accepted and that you will receive the contract to sign later this morning. Best regards.

  3. Do I have to meet the lender if I borrow $4 000 with no credit check? I’m staying on the GaspĂ© Peninsula. Thank you.

    1. Don’t worry, you won’t have to travel to do business with us. Everything is done electronically, by email or by fax. A pleasure to hear from you.

  4. Hello. I am $4000 in debt on my credit card and I pay an astronomical amount of interest. I need this sum to repay my card and start afresh. I would be able to cope with repayments of $250 a month.

    1. You’re right, the interest by credit cards is exorbitant. Fortunately, on our website, you can find the best rates on the market, and with monthly payments of $250, your debt could be repaid in about 18 months. In order to respond to your request, complete the loan application form and return it without delay.

  5. I filled out the form for a $4000 loan, but I’d like to change the duration of the loan. I have indicated to want to repay over 3 years, but finally I’d like to refund over 4 years. Is it possible to make this change?

    1. Hello Christina, We will make this change for your request and come back with a proposal soon. We will send it to you by email. Thank you.

  6. I owe my landlord 4 months rent and he threatens to expel me and bring me to the rule. I need $4200 to pay for it. I had difficulties lately, but everything should be done. I hope you will agree to lend me the money.

    1. Hello Alex. We have just sent you our offer by email. If it suits you, you only have to sign the contract and return it to us. Thank you.

  7. I’d like to thank the one who agreed to lend me $4000 to finance my project. Thanks to the lender, I was able to realize my dream. Thank you.

  8. In all of sorts of circumstances, I here accumulated debts and I’d need a loan of $4300 to get me out of it. I start a computer programming course that lasts 1 year and I’ll then have a good job, in the meanwhile, I work part time. I should want you to know that I stay with my parents and this is why I didn’t write any amount on the line corresponding to the dwelling.

    1. Hello Sebastian, I am pleased to inform you that your loan is granted. You will receive the contract during early afternoon. Good luck for the future.

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